The Top 5 Most Useful Medicare Tips

One of the most important benefits when you get Medicare is that it covers a lot more services than just hospitalization. You can also receive coverage for doctors’ visits and other types of health care as well so listen what Lindsay Malzone has to say.

It’s best to go on Medicare before turning 65, because while some people are eligible earlier, others don’t qualify until their full retirement age or after they’ve been retired from work for at least five years. There are exceptions if you have disabilities during your working years or early-onset Alzheimer’s disease, among other things. It might be worth exploring these options with an elder law attorney who specializes in Social Security disability claims; he or she should know what steps need to be taken.

Another reason to sign up for Medicare early is that it will help you avoid a penalty. If you’re uninsured in retirement, the IRS can charge penalties of $695 per person and $347.50 per child annually if your income is over certain thresholds.’

It’s also important to note that while some people think they don’t need health insurance because their employer provides it as part of its benefits package, having private coverage with supplemental Medigap or retiree-only policies are still advisable – even after age 65 has been reached. This is just one more way seniors can get out ahead on planning for unexpected medical emergencies before an emergency strikes!

An example of when someone might not want to go on Medicare: often times college students and individuals who are in their early 20s might want to postpone going on Medicare because they’ll likely be eligible for Medicaid coverage through Obamacare if they have a low income.

– One of the most important benefits when you get Medicare is that it covers a lot more services than just hospitalization. You can also receive coverage for doctors’ visits and other types of health care as well. It’s best to go on Medicare before turning 65, because while some people are eligible earlier, others don’t qualify until their full retirement age or after they’ve been retired from work for at least five years. There are exceptions if you have disabilities during your working years or early-onset Alzheimer’s disease, among other things.